For 30 years, Cotton Roofing has been installing and restoring commercial roofs. Our team works out of our local office on NW 35th Terrace, providing roof replacement in Ft. Lauderdale, FL, to retail centers, multifamily properties, churches, schools, storage facilities, and industrial buildings. We operate throughout Broward County, from Pompano Beach down through Hollywood, west toward Plantation and Sunrise, and across to Palm Beach and Miami-Dade County as project needs require.

Hurricanes and wind damage are the reasons most property owners in this market come to us. Even storms that fall short of named-event status can drive water under flashing, lift seams on aging single-ply membranes, dent metal panels, and strip roof coatings, and the damage often isn't visible from the ground. Our process starts with a free, professional inspection, full documentation of what we find, and direct coordination with your insurance carrier from the first day on-site through final close-out. As a Florida-licensed roofing contractor (License No. CCC1331115) operating in the High-Velocity Hurricane Zone, we know what carriers and adjusters here need to process claims without unnecessary friction. 

Frequently Asked Questions 

How long do I have to file a hurricane damage claim on my commercial roof in Florida? 

Under current Florida law (Statute 627.70132), you have one year from the date of loss to give your insurer notice of a new or reopened property insurance claim, and 18 months for a supplemental claim. This is a significantly shorter window than the previous two- and three-year rules that were in effect prior to the December 2022 reform, and a lot of commercial property owners are still working off the older timeline in their memory. Because hurricane and wind damage often shows up months later as interior leaks, getting an inspection on record soon after a known storm event protects you regardless of when symptoms appear.

Does my commercial roof in Broward County need to meet special wind code requirements? 

Yes. All of Broward County sits inside Florida's High-Velocity Hurricane Zone (HVHZ), which carries the strictest wind-resistance standards in the continental United States. Roof systems and components installed in Ft. Lauderdale must carry Miami-Dade Notice of Acceptance (NOA) approval or equivalent HVHZ certification, and design wind speeds in this zone run 175+ mph. This affects what products can legally be specified, how they're fastened, and how inspections are sequenced. We design every Fort Lauderdale project around those requirements from the outset.

Will Cotton Roofing's inspection report be accepted by my insurance carrier? 

Yes. Our inspections are performed by trained roofing professionals and documented to the standards Florida carriers and adjusters work with, including test squares, photo documentation, infrared findings where applicable, and system-specific damage assessments. Cotton Roofing is not a licensed public adjuster and does not advocate on policy interpretation, but we provide the technical evidence your carrier needs to evaluate the claim, and we communicate directly with your adjuster throughout the project.